Arkansas Rural Development
Homes For Sale

Below are homes for sale in Rural Development Loan Eligible areas all over Central Arkansas. To filter to a specific City and Price Range click “VIEW ALL RESULTS” button and use the “Refinement” tab to narrow down the results!

How to find Rural Development Qualifying Homes in Arkansas

What is a USDA Rural Development Loan?

A USDA Rural Development loan provides zero down payment mortgage to homebuyers for the purchase of a primary residence in eligible rural areas. If extra money is just hard to save up for a down payment, an Arkansas Rural Development loan may be the perfect fit for you. What’s the perk with this type of loan you ask? NO DOWN PAYMENT! Like really, none at all.

Rural Development Loan Eligibility and Income Limits

There are some qualifiers though. To get approved for a Rural Development loan it is recommended that you have at least a 620 credit score with a 640 being preferred. If your credit does not quite meet the requirements, it still might be worth applying for the loan since loan officers may approve you through a manual review of your file. Additionally, in Arkansas, your household income must be less than $90,300 combined for 1-4 family members in order to qualify for the loan. I have created this page as a resource for home buyers considering the Rural Development loan option. I am happy to answer any questions you have about getting started!

Search Popular Rural Development Cities

Speak with a Central Arkansas RD Specialist.


  • Questions about Rural Development Homes?
  • Need Financing info?
  • I can help

Send Message (501) 612-3965


Looking for homes in a specific subdivision? Use our advanced search tool.

RD Homes for sale are selling quickly, so when you find something you like, call or text Nicole at (501) 612-3965.

Nicole is a “Buyer’s Representative”. This means she is skilled in the ins-and-outs of home-buying, has received advanced education, and is 100% dedicated to YOU. And the best part? There is no fee! Nicole is a free Buyer’s Agent who provides exceptional expertise at no cost to you! Learn more here.


USDA Rural Development Homes For Sale in Central Arkansas, RD Homes For Sale


Nicole Nark specializes in RD homes for sale in Central Arkansas.

Providing transparency, clarity and education throughout the process of buying and selling homes in Central Arkansas. Search all homes for sale in Rural development eligible areas Arkansas, Send a message if you have any questions, or if you would like to view any property.